HAPPY NEW YEAR!!
Do you make new year's resolutions? I made a lot this year. So many, in fact, that I actually categorized them by personal, health, financial, etc. If you choose to make financial resolutions this year, resolve to save money in the areas of your budget that can fluctuate (i.e. food as opposed to mortgage). Resolve regardless of whether you need the savings. If you don't need the savings, consider donating farm animals in the third world through an organization like World Vision, but don't keep throwing away money you don't need to spend. Visit the coupon sites, go buy your newspapers, sit down with your scissors and the sale ads, and see what you can do with a little time and savvy shopping expertise.
And have fun!
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